Short-Term Care

Brooks Insurance Group can help you plan for all your health needs.

Life can change quickly—and when recovery or temporary assistance is needed, short term care insurance steps in to help. This coverage offers a financial cushion for temporary stays in nursing homes, rehabilitation centers, assisted living, or in-home care following an illness or injury.

Unlike long-term care insurance, short term care is designed for recovery periods lasting up to one year. It’s ideal for individuals who may not qualify for long-term policies or who want an affordable solution for transitional care needs.

단기요양보험은 무엇을 보장합니까?

Short term care insurance policies can include a variety of services depending on your chosen plan:

전문 간호 시설 치료: 병원 퇴원 후 재활이나 의료 감독을 위한 단기 체류를 보장합니다.

Assisted Living & Residential Care: Helps with costs of temporary placement in a licensed care facility when assistance with daily living is required.

가정 내 회복 지원: 물리 치료, 숙련된 간호, 개인 관리 등 가정 내 서비스에 대한 혜택을 제공합니다.



Flexible Use of Funds: Many plans pay cash benefits directly to the insured, allowing flexibility to cover medical or household expenses as needed.

Is Short-Term Care Right for You?

You might benefit from short term care insurance if:

• 미리 계획을 세우고 향후 회복이 필요할 경우를 대비해 비용 효율적인 케어 솔루션을 원합니다.
• You’re not eligible or ready to purchase long-term care insurance.
  
  
• You’ve recently experienced a hospital stay or injury and anticipate needing follow-up assistance.
  
  

You want to protect your savings from the high costs of transitional care.

Things to Evaluate Before Enrolling

Here’s what to keep in mind when selecting a plan:



• Affordability: Premiums tend to be lower than long-term care insurance, but compare rates by age and benefit level.
  
  
• Health Qualifications: Underwriting is often simple, but some health conditions may impact eligibility.
  
  
• Care Preferences: Decide if you’d prefer in-home recovery, or if facility-based coverage is more appropriate.
  
  

Benefit Coordination: Review how this plan fits with existing Medicare, health, or disability coverage.

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