Medicare 101

The options for Medicare plans and program offerings can be overwhelming. We're here to help!

Types of Medicare Coverage

Medicare is the federal health insurance program for:


People who are 65+

Certain people with disabilities

People with End-Stage Renal Disease (ESRD)

Medicare Part A (Hospital)

Covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home healthcare services.

Medicare Part B (Medical)

Covers certain doctors’ services, outpatient care, medical supplies, and preventive services.

Medicare Part C (Medicare Advantage)

Also called Medicare Part C, these plans combine the benefits of Original Medicare (Part A and Part B) into a single plan with additional coverage, like dental, vision, hearing, wellness, and more. 

Medicare Supplement

Medicare Supplement, or Medigap, bridges the coverage gap left by Original Medicare (Part A and Part B) and covers costs like deductibles, copayments, and coinsurance. 

Medicare Part D (Drug Coverage)

메디케어 파트 D 처방약 플랜(PDP)은 오리지널 메디케어(파트 A 및 파트 B)와 메디케어 어드밴티지 플랜과 함께 작동하여 처방약 보장 혜택을 제공합니다.

Medicare Dental & Vision Plans

Dental and vision plans are additional ancillary products beneficiaries can purchase (as standalone or part of Medicare Advantage) since they are not included in Original Medicare (Part A and Part B) coverage.

오리지널 메디케어

Original Medicare is a fee-for-service health plan that has two parts: Part A (Hospital) and Part B (Medical). After you pay a deductible, Medicare pays its share of the Medicare-approved amount, and you pay your share (coinsurance and deductibles).