Washington

Your Guide to Washington: Cities, Services & Medicare Options

Whether you're visiting loved ones, considering a move, or simply exploring the Pacific Northwest, Washington State is a wonderful place for retirees. With its scenic landscapes, accessible cities, and robust healthcare system, it's no surprise that more and more people over 65 are spending time or settling down here.

This guide is designed to help you get to know Washington’s major cities, discover points of interest, and navigate key resources

Highlights & Major Cities

Seattle
Seattle, the largest city in Washington State, is a dynamic urban center nestled between Puget Sound and Lake Washington. Known for its iconic skyline featuring the Space Needle, Seattle is a global hub for technology, innovation, and the arts. Home to major companies like Amazon and Starbucks, the city also boasts a thriving music and culinary scene, world-class healthcare institutions, and leading universities such as the University of Washington. Surrounded by water, mountains, and evergreen forests, Seattle offers ample outdoor opportunities alongside a strong urban core. Its diverse neighborhoods, rich cultural heritage, and emphasis on sustainability make it a vibrant and desirable place to live and work.

Spokane
Spokane, located in eastern Washington, offers a balance of urban amenities and outdoor access. Known for its Riverfront Park and the Spokane River, the city has a revitalized downtown, growing healthcare and education sectors, and a welcoming community. With a lower cost of living and abundant recreational opportunities, Spokane appeals to families, professionals, and retirees alike.

Tacoma

Tacoma, located south of Seattle along the Puget Sound, is a port city with a strong industrial history and a revitalized urban core. Known for its museums like the Museum of Glass and its thriving arts community, Tacoma offers a mix of cultural attractions and outdoor recreation. The city has undergone significant redevelopment in recent years, enhancing its downtown and waterfront areas. With access to Mount Rainier, Commencement Bay, and a growing economy rooted in healthcare, education, and logistics, Tacoma combines grit with charm in a uniquely Pacific Northwest way.

Everett

Everett, about 25 miles north of Seattle, is a growing city of over 110,000 people and the seat of Snohomish County. Once driven by the lumber and shipping industries, its economy shifted with Boeing’s arrival in 1967, making aerospace a major local employer. Today, Everett features a revitalized waterfront, the Port of Everett (the West Coast’s largest public marina), and venues like Angel of the Winds Arena and Funko Field. With outdoor access to the Cascades and water activities on the bay, Everett balances industrial heritage with modern amenities.

Bellevue

Bellevue, located just east of Seattle across Lake Washington, is a polished, rapidly growing city known for its tech sector, upscale shopping, and urban skyline. Home to major employers like Microsoft, Amazon, and T-Mobile, Bellevue is a business hub with excellent schools and diverse neighborhoods. The city features parks, lakefront trails, and the Bellevue Botanical Garden, blending modern city life with access to nature. Its vibrant downtown and continued development make it one of the most desirable places to live and work in the region.

Redmond

Redmond, about 15 miles east of Seattle, is a leading tech city, home to Microsoft and Nintendo of America. It combines innovation with outdoor living, offering major green spaces like Marymoor Park and extensive bike trails, earning its nickname "Bicycle Capital of the Northwest." Redmond’s future-focused Redmond 2050 plan emphasizes sustainability, walkability, and urban growth. With strong schools, a thriving downtown, and close community ties, Redmond offers high quality of life for professionals and families alike.

Sammamish

Sammamish, located on the eastern shore of Lake Sammamish, is known for its scenic landscapes, top-ranked schools, and tranquil residential neighborhoods. The city is surrounded by natural attractions like Pine Lake, Beaver Lake, and Lake Sammamish State Park, offering opportunities for hiking, swimming, and boating. Its proximity to Redmond and Bellevue makes it an attractive home base for tech professionals. With a focus on family living, nature, and community spirit, Sammamish is a peaceful and picturesque suburb in the greater Seattle area.

Kirkland

Kirkland sits along the eastern edge of Lake Washington and is known for its walkable waterfront, vibrant arts scene, and welcoming downtown. The city offers scenic parks, public beaches, and art galleries, creating a lively, community-focused atmosphere. Kirkland has grown into a tech-friendly city with many startups and proximity to Google’s regional offices. Blending lakefront charm with modern innovation and easy access to Seattle and Bellevue, Kirkland is a sought-after destination for both living and recreation.

Getting to Know Washington State

Mild Climate: Western Washington enjoys cool summers and temperate winters — great for those who want to avoid extreme heat or snow.

Natural Beauty: From Puget Sound to the Cascades, outdoor enthusiasts can enjoy hiking, boating, and stunning views year-round.

Healthcare Access: Washington boasts some of the nation’s top hospitals and medical networks, many of which are Medicare-friendly.



Active Lifestyle: Parks, museums, walking trails, and vibrant senior centers make it easy to stay social and engaged.

Navigating the State

Transportation Discounts: Seniors 65+ qualify for the Regional Reduced Fare Permit, usable on buses, ferries, and trains statewide.

Senior Services: Most cities have Senior Centers offering meals, classes, and social gatherings — ideal for making new connections.



Visitor-Friendly Activities: From national parks to art walks, Washington offers senior-friendly recreation in every region.

Medicare in Washington State

Washington offers a wide range of Medicare Advantage and Supplement plans, many of which vary by county. Whether you're visiting or relocating, it's important to understand:

• Your coverage may change depending on your ZIP code.

• Many major providers (like UW Medicine, MultiCare, and Providence) accept Original Medicare and Medicare Advantage plans.

• Local brokers can help compare options available in specific regions, at no cost.

We're Here to Help

If you're new to Washington and wondering how your Medicare coverage applies here, or if you're planning a move and want to explore your options, we’re happy to help.