Welcome to Arizona
Whether you’re chasing the sunshine, exploring the great outdoors, or settling into a slower pace of life, Arizona is a top destination for retirees and adults 65+. With its warm climate, vibrant communities, and easy access to healthcare, Arizona offers the perfect setting for both relaxation and adventure.
This resource is here to help you discover what makes the Grand Canyon State such a rewarding place to live, visit, and thrive.
Why Retirees Love Arizona
Year-Round Sunshine:
Arizona is one of the sunniest states in the U.S., making it ideal for those who prefer dry, warm weather and clear skies. Cities like Phoenix and Tucson offer mild winters — perfect for outdoor enjoyment.
Desert Landscapes & National Wonders:
From the awe-inspiring Grand Canyon to the red rocks of Sedona, Arizona is full of natural beauty. Scenic drives, hiking trails, and stargazing spots abound throughout the state.
Affordable Living:
Arizona’s cost of living is competitive, especially in smaller cities and towns. Retirees may also benefit from certain property tax exemptions and income tax benefits for Social Security income.
Healthcare Options:
Arizona is home to nationally ranked medical centers and a growing number of Medicare Advantage providers. Popular retirement hubs like Mesa and Sun City have clinics tailored to seniors’ needs.
55+ Communities:
With a wide selection of age-restricted neighborhoods, Arizona makes it easy to find active adult communities that fit your lifestyle — whether you're into golf, pickleball, or arts and crafts.
Getting Around & Staying Connected
Public Transit Options:
Valley Metro in Phoenix and Sun Tran in Tucson offer discounted fares for seniors. Many communities also provide shuttle services for medical appointments and shopping.
Cultural & Social Life:
Arizona’s cities host seasonal festivals, Native American art markets, and senior-friendly events. Local libraries and community centers often feature free workshops, hobby clubs, and wellness classes.
Outdoor Wellness:
With over 300 golf courses, extensive walking trails, and dozens of state parks, Arizona encourages an active lifestyle. Early mornings and evenings are especially pleasant for getting outside.
Exploring Nearby:
Arizona’s central location makes it easy to take day trips to Las Vegas, the California coast, or even the Mexico border. Scenic destinations like Flagstaff or Prescott offer a cool change of pace in summer.
Arizona Living: City Spotlights
Phoenix
As Arizona’s capital and largest city, Phoenix blends metropolitan energy with desert charm. Known for its year-round sunshine and dramatic mountain backdrops, Phoenix is a hub for healthcare, sports, and the arts. The city features top medical centers, a vibrant downtown, and a growing tech scene. With golf courses, hiking trails, and cultural landmarks like the Heard Museum, Phoenix caters to both active lifestyles and those seeking comfort and convenience.
Tucson
Located in southern Arizona near the Sonoran Desert, Tucson offers a unique mix of southwestern culture, natural beauty, and affordability. It's home to the University of Arizona, a robust healthcare network, and a celebrated food scene. With nearby attractions like Saguaro National Park and Catalina State Park, Tucson is ideal for those who appreciate outdoor living and a slower, more relaxed pace. Its blend of heritage and hospitality makes it a welcoming city for retirees.
Mesa
Just east of Phoenix, Mesa is one of the fastest-growing cities in the region and a favorite among retirees. It offers a mix of suburban tranquility and urban convenience, with plentiful senior centers, parks, and recreation areas. Mesa is also known for its impressive collection of museums and art centers, as well as its access to healthcare providers and seasonal events tailored to active adults. Residents enjoy a comfortable, community-oriented lifestyle year-round.
Chandler
Chandler is a modern, family-friendly city in the Southeast Valley that’s become a tech hub in its own right. Home to Intel’s major campus and many high-tech firms, Chandler pairs economic opportunity with excellent quality of life. The city’s parks, golf courses, and walkable neighborhoods make it a great fit for those seeking a blend of leisure and innovation. Seniors enjoy access to wellness programs, libraries, and cultural festivals throughout the year.
Glendale
Located just northwest of Phoenix, Glendale is a vibrant city known for its sports, shopping, and historic charm. It’s home to State Farm Stadium and the Gila River Arena, making it a popular destination for sports fans and entertainment seekers. Glendale also offers scenic parks, golf courses, and a revitalized downtown filled with antique shops and local eateries. With top-rated medical facilities and a slower suburban pace, Glendale appeals to retirees seeking comfort, accessibility, and a strong sense of community.
Tempe
Home to Arizona State University, Tempe combines youthful energy with cultural richness and accessibility. The city sits along the Salt River and features Tempe Town Lake, offering abundant outdoor recreation and scenic walking trails. Tempe boasts a diverse food scene, performing arts venues, and excellent public transportation. With its blend of academic influence, walkability, and access to top healthcare, Tempe attracts active adults looking for a dynamic yet manageable urban lifestyle.
Medicare in Arizona
Arizona offers a wide variety of Medicare Advantage and Medicare Supplement plans, with coverage that can vary significantly by county and ZIP code. Major healthcare systems like Banner Health, Dignity Health, HonorHealth, and the Mayo Clinic in Phoenix participate in both Original Medicare and many Advantage plans. Urban areas such as Phoenix, Tucson, and Mesa typically have the greatest number of plan options, often including added benefits like dental, vision, and fitness programs. In more rural parts of the state, choices may be more limited, making it especially important to review local networks and benefits before enrolling.
Navigating these options can feel overwhelming, but help is readily available. Local Medicare brokers are trained to compare plans based on your specific location and healthcare needs — and their services are often provided at no cost. Whether you're new to Medicare, moving to Arizona, or exploring different coverage, working with a knowledgeable brokers can help ensure you select the right plan and avoid unexpected coverage gaps.
We're Here to Help
If you're new to Washington and wondering how your Medicare coverage applies here, or if you're planning a move and want to explore your options, we’re happy to help.