Start Your Next Chapter in Texas
From the Hill Country’s rolling vistas to Gulf Coast beaches and vibrant metropolitan hubs, Texas welcomes retirees with its diverse landscapes, warm climate, and legendary hospitality. Whether you’re drawn to the rich cultural scene of Austin, the family-friendly charm of San Antonio, or the peaceful lakeside living in towns like Marble Falls or Granbury, the Lone Star State has something special for everyone over 65.
This guide offers a glimpse into why so many are choosing Texas as the setting for their next chapter—and how you can enjoy everything life has to offer in this proud and expansive state.
What Makes Texas a Great Place to Retire
Diverse Places, Distinctive Lifestyles
Texas is a state of contrasts and choices. You can enjoy a laid-back pace in quiet rural towns or immerse yourself in the bustle of cities like Dallas or Houston. From artist-friendly communities like Marfa to historic towns like Fredericksburg, there's a place in Texas that feels like home.
Sunshine, Space & Serenity
Texas offers over 230 days of sunshine annually in many regions, making it ideal for outdoor living. Wide open spaces, mild winters, and expansive skies set the tone for a slower, more relaxed pace of life—perfect for gardening, birdwatching, or simply enjoying your porch swing.
Cost-Conscious Living
Texas is one of the few states with no state income tax, a major draw for retirees on a fixed income. With a range of housing options and generally lower cost of living compared to the coasts, your retirement dollars can go further—whether you're buying a home in the suburbs or downsizing to a condo in town.
Living Life in the Lone Star State
Outdoor Adventure, Texas-Style
Explore Big Bend National Park, fish along the Gulf Coast, or hike the trails of the Piney Woods. Texas is a paradise for outdoor lovers, with more than 80 state parks, hundreds of lakes, and plenty of public land for recreation. RV travelers especially enjoy the state’s vast network of scenic byways and parks.
A Culture as Big as the State Itself
From two-stepping at a country dance hall to exploring museums in Fort Worth, Texas offers a rich blend of traditions and innovations. Seniors enjoy access to vibrant arts scenes, historic festivals, and world-class BBQ—plus endless ways to experience the state’s legendary pride and community spirit.
Wellness with a Personal Touch
Texas is home to some of the nation’s top hospitals and healthcare systems, including facilities that specialize in senior care. Communities across the state provide access to yoga classes, walking clubs, nutrition workshops, and senior centers focused on holistic well-being.
Explore the Best of Texas Living
Houston
Texas’ largest city offers retirees a dynamic blend of world-class healthcare, vibrant culture, and cosmopolitan amenities. Houston is home to the renowned Texas Medical Center, dozens of museums, and diverse neighborhoods. With its mild winters and low cost of living, retirees enjoy an active urban lifestyle alongside parks, trails, and community centers.
San Antonio
Famous for the River Walk and historic charm, San Antonio welcomes retirees with a relaxed pace and rich cultural heritage. The city’s affordable housing, active senior programs, and proximity to the scenic Texas Hill Country make it a top destination for those seeking both comfort and character.
Dallas
A hub of arts, dining, and healthcare, Dallas is ideal for retirees who want big-city benefits with southern warmth. Its extensive park system, lively senior centers, and strong transportation network support an active, connected lifestyle. Dallas also boasts premier hospitals and a thriving cultural scene from theaters to galleries.
Austin
The state capital offers a youthful energy with a laid-back twist. Known for its live music, tech innovation, and natural beauty, Austin combines urban sophistication with outdoor fun. Seniors enjoy the city’s many lakeside trails, arts events, and lifelong learning opportunities at local universities.
Fort Worth
Blending Western charm with modern convenience, Fort Worth provides a slower pace without sacrificing access to arts, healthcare, and amenities. From its historic Stockyards to its world-renowned museums, the city offers plenty for retirees who appreciate tradition, community, and a strong local identity.
El Paso
Tucked along the Rio Grande, El Paso delivers sunshine, affordability, and scenic beauty. This West Texas city has a low cost of living, outstanding views of the Franklin Mountains, and a friendly, tight-knit community. Its cultural richness and access to both desert trails and medical services appeal to active, independent retirees.
Arlington
Centrally located between Dallas and Fort Worth, Arlington balances suburban comfort with city conveniences. It’s home to a growing number of senior communities, as well as beautiful parks and recreation centers. Sports fans and nature lovers alike enjoy the city’s laid-back vibe and easy access to entertainment.
Corpus Christi
For coastal living in Texas, Corpus Christi is a standout. With beaches, waterfront dining, and a welcoming atmosphere, it’s a haven for those seeking sun and sea in retirement. The city offers water-based recreation, birdwatching, and proximity to natural preserves—perfect for retirees who want a relaxed, breezy lifestyle.
Plano
Consistently ranked among the best places to live in the U.S., Plano offers retirees a polished, suburban lifestyle with easy access to Dallas. Known for its clean streets, top-tier healthcare facilities, and abundance of parks, Plano blends tranquility with convenience. The city features a walkable downtown, community classes, and cultural events, making it a great choice for those seeking comfort, connection, and a high quality of life in retirement.
Medicare in Texas
Texas offers a wide range of Medicare Advantage and Medicare Supplement plans, with coverage options varying based on your county and ZIP code. Whether you live in bustling cities like Houston, Dallas, Austin, or San Antonio—or in more rural areas—there are plans available to meet different healthcare needs. In major metro areas, residents often benefit from a larger selection of plans through leading health systems such as Houston Methodist, Baylor Scott & White, and UT Health. These plans may offer additional benefits like dental, vision, transportation, fitness programs, and wellness perks, though exact offerings depend on your location.
In rural or less densely populated parts of Texas, plan availability may be more limited, making it especially important to compare benefits closely and understand what each plan provides. Factors like provider networks, drug coverage, specialist access, and referral requirements can all impact how well a plan fits your situation.
Navigating Medicare in Texas doesn’t have to be overwhelming. Licensed Medicare brokers can guide you through the process and help compare your plan options based on your budget, healthcare preferences, and lifestyle. Their assistance is often available at no cost and can help you avoid common pitfalls—especially if you’re enrolling for the first time or relocating to Texas. With the right guidance, you can find coverage that supports your well-being and gives you peace of mind..
We're Here to Help
Whether you’re new to Medicare or moving to Texas from another state, our team is here to simplify the transition. From answering your questions to helping you compare plans, we’re committed to finding the right fit for you or your loved ones. Reach out today and let us help you make confident, informed choices about your Medicare coverage.