The Facts About Washington Auto and Home Insurance
Chances are, your home and car are two of your biggest investments. After all, as of December 2013, Seattle area home prices were on the rise, with the median home sale price reaching $385,000 in King County alone. Furthermore, TrueCar.com reports that the estimated average price for a new car in the U.S. is more than $30,000. It makes sense that you would want to protect your home and vehicle with insurance coverage that will replace them should anything happen to them, as well as cover liability expenses associated with them.
In Washington, you are required to carry at least the state minimum auto insurance liability coverage in order to operate a vehicle on public roadways. Furthermore, lien-holders are likely to require auto and homeowner's insurance coverage that protects the value of your vehicle or home if you have an outstanding balance on an auto loan, title loan or mortgage. However, all other coverage outside those requirements is purchased at your discretion according to your budget and needs.
The premium you will pay will depend on the amount of coverage you select, your deductible, your perceived level of risk and the insurance company you choose to purchase a policy from. In fact, identical policies can carry drastically different premiums from differing insurance carriers. That is why it is important to shop and compare rates from multiple carriers on a regular basis.
If you live in or around Seattle, Bellevue, Issaquah, or even in Portland, Oregon, you no longer have to shop multiple insurance agents for quotes. Instead, you can easily compare auto and homeowners insurance quotes from the comfort of your home. Smart shoppers know to bypass the agents of insurance companies and instead go directly to an independent agency to acquire quotes. By using an independent agent, you can secure quotes from multiple top insurance carriers from a single agent with no pressure to choose one over the other.
At Brooks Insurance Group, we are committed to our clients -- not the insurance companies. That means that we will always encourage you to choose the policy and premium that best fits your needs at a price you can afford. To make the process even easier, you can do all of this online using our fast and simple online quote request. If you are in search of a new auto or homeowners insurance policy in the Seattle, Washington or Portland, Oregon areas, go online to request your free quote today.